Oak Properties
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How It All Began…

Who or what is Oak Properties?
Where did it come from?
What is its mission or purpose?

 Oak Properties was originally started back in 1997 as Mobile Home Professionals.

 We saw the need to help those persons who were stuck renting or living at their parent’s home.  And had no hope for getting out of their situation.  Either because of poor credit or lack of a down payment.

 There were a few companies helping people buy their first home, a mobile [or modular] home, but were ripping them off.

 We knew this well…because when we opened our doors, they called us looking for help.  Help to get them out of their current predicament.

 Mobile Home Professionals was going to be different.  We were going to be professional, courteous and respectful of our clients.  To treat others as we would like to be treated.

 Mobile Home Pros, as we were called, began to help putting mobile home sellers and buyers together.  And getting buyers the financing needed to complete the purchase.

 We quickly aligned ourselves with over 20 banks…lending institutions that had specific loan programs just for manufactured home buyers.

 We were known for pulling out all the stops to get a buyer into their own home…trying to help them “Achieve the Dream of Home Ownership”.  If Mobile Home Pros couldn’t get the deal done, it wasn’t doable.

 Over the next several years we closed over $12,000,000…that’s 12 million dollars… in loans on mobile-modular-manufactured homes.  All in and around Schuylkill County…and all from our little office in Pottsville.

 Then a new trend started to emerge…

 Traditional home mortgages got a lot easier to obtain.  No money down…no qualifying…no income type loan programs started to flood the market.

 What we considered to be “stupid” loans made by the banks…We didn’t know how right we were at the time…but look at the current fiasco the banks are in now.

 At the same time, mobile home financing also got more difficult to get.  Many of the banks stopped offering mobile home financing.  Borrowers needed almost perfect credit to get a loan for a mobile home.

 The result?

 People started to buy traditional homes.  They were skipping a step in the old sequence of:

Living with parents
Renting a place
Buying a mobile
Buying a home.

 They were going right from living at home or renting to buying a home.

 All of these factors caused us to refocus our aim from mobiles to traditional homes…Our expertise was simply transferred into helping home sellers and home buyers.

 We felt “Mobile Home Professionals” did not accurately identify us anymore.  So our name was changed to Oak Properties in 2006 to reflect our new direction.

 Oak Properties Mission Statement is…

Help Sellers Get Out Of Their Property
Help Buyers and Renters Get Into Homes
Treat Every Client With Courtesy And Respect
Have Fun While Doing It

 We operate this business the same way we live our lives…based on Christian principles.
If you have a problem with that, there are others out there who may be a better fit for you.

 I hope this little bit of information I have shared has given you a peek into Oak Properties.  If you have any further questions or concerns, please do not hesitate to contact me.

 God bless you and yours…

David P. Stephens, President
Oak Properties, Inc.



Oak Properties, Inc. ~ Middleport, PA 17953
 Email: info@OakPropertiesInc.com

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